Negotiable-instrument blank.



PATENTED MAY 24, 1904.

P. S. NAGLE. NBGOTIABLE INSTRUMENT BLANK.

APPLIOATION FILED TIB. 2,1904.

N0 MODEL.

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UNITED STATES Patented May 24, 1904-..

PATENT OFFICE.

NEGOTIABLE-INSTRUMENT BLANK.

SPECIFICATION forming part of Letters Patent No. 760,550, dated May 24, 1904.

Application filed February Z, 1904. Serial No. 191,684. (No model.)

To a/ZZ whom, it may concern:

Beit known that I, PATRICK S. NAGLE, a citi- Zen of the United States, residing at- Kingfisher, in the county of Kingiisher and Territory of Oklahoma, have invented certain new and useful Improvements in Negotiable-Instrument Blanks, of which the following is a Specification.

My invention relates to an improved blank for negotiable instruments, such as promissory notes, bank-checks, bills of exchange, and drafts.

It is the general practice at the present day to use negotiable-instrument blanks having perfectly plain reverse sides whereon indorsers affix their signatures without condition or qualification, thus laying upon the holder of the instrument all the duties and liabilities prescribed by the law of commercial paper.

The present invention has for its object to relieve the holder of the instrument from the ordinary requirements of the law of commercial paper as to presentment for payment, demand and notice of demand, notice of nonpayment, protest and notice of protest, diligence in bringing' suit, and other like requirements and to relieve him from the penalties ordinarily resulting from failure on his part to comply with such requirements. To accomplish this object, I produce a negotiableinstrument blank having upon each end of its reverse side a printed waiver of the aforesaid requirements or any of them or any other similar requirement and having the intervening space between said Waivers supplied with lines, so that an indorser signing upon any of the lines will necessarily subscribe to one or the other of said printed waivers, `said negotiable-instrument blank being as to its face or obverse `side of any desired form.

In the accompanying drawings, Figure l represents the face or obverse side. Fig. 2 represents one form of the reverse side or back of my improved negotiable-instrument blank. Fig. 3 represents another form of my improved negotiable-instrument blank.

Referring to the drawings, A represents the obverse side or face of my improved negotiable-instrument blank, which is in the usual form and language, according as one or another of the various forms of negotiable instruments is desired. In Fig. 2 the reverse side B of the blank is provided at each end with a printed waiver a of all or any of the requirements or duties laid by the law of commercial paper upon the payee or holder of the instrument with respect to the indorser or indorsers, each Waiver beginning at or near the outer edge of the paper and extending thence inwardly, substantially as shown in the drawings. The entire space between the two waivers is filled with lines Z for the use of indorsers, these lines being arranged, as shown in the drawings, so as to insure the subscribing by each indorser to one or the other printed waiver. It is obvious that the waivers may be printed at the sides of the paper so as to extend from end to end of it, and in such case the lines for the signatures may be placed so as to extend from end to end of the paper between the waivers and substantially parallel with the lines of words in the waivers without departing from the scope of my invention. In Fig. 3 the reverse side B has a waiver a printed at each end of the paper, substantially as shown in Fig. 2, with lines in the space between the wai vers, also as shown in Fig. 2, and a waiver c also printed at each side of the sheet and lines (Z placed between the waivers so printed at the sides, so that these lines rl will cross the lines L at substantial] y right angles and entirely `Iill- A ing the space between the waivers so printed at the sides of the paper, thus producing a negotiable-instrument blank with a waiver printed adjacent to each of its four edges of the reverse side and with lines in the space within the four Waivers so arranged that an indorser cannot sign upon any of the lines or any unprinted portion of the reverse side without subscribing to one of the waivers.

Having thus described my invention, what I claim is* A legal-instrument blank, consisting of a sheet printed on the face side with an instrument form and on the reverse side a form of agreement or condition adjacent to each edge of the sheet, each form beginning at the outer edge of the sheet and extending thence inwardly; and having a space within said forms IOO lled with lines for signatures of indorsers, said lines being in two or more series and so placed with relation to the forms that one series of lines shall be substantially parallel to the lines of words in each form and extend from the end of the form downward throughout the space;v substantially no space being left between said forms and the edges of the sheet, nor between adjacent ends of any two of the forms, nor between the ends of the sig- IO nature-lines and the forms adjacent thereto. In testimony whereof I have slgned my name to this specification in presence of two witmesses.

PATRICK S. NAGLE. Vitnesses:

OLIVE M. BRowN, W. A. MCCARTNEY. 

